Do You Have A Financial Roadmap?

April 13, 2011

Kim Best-Torres Business, Community, Finances, Life , , , , , , Leave a comment

Did you know that April is National Financial Literacy month? President Obama stated that its goal is to “ensure all Americans have the skills to manage their fiscal resources effectively”. It’s never too early or late to learn about money and personal finance. So who’s the Chief Financial Officer of your family’s finances?

Have you ever heard quote, “He who fails to plan, plans to fail.”? It is so important to define your goals and when you want to reach them. What are you goals for 5 years, 10 years, 20 years from now? Do you need help figuring what it takes to get where you want to go?

I think most people would like to have financial planning assistance but are probably intimidated by the process due to lack of knowledge of what is involved or maybe they feel like they don’t have enough money. But you don’t have to feel like that anymore because I am going to introduce you to my Financial Planner, Mark Chew of Morgan Stanley Smith Barney.

Whenever I hear Mark speak on financial topics I always leave with a good understanding of the material discussed and that is the most important thing to me. Mark is down to earth, competent and trustworthy. I encourage you to contact Mark because when it comes to saving for retirement, there are a lot of different options out there and the biggest challenge is understanding them. Mark can help you minimize the impact of an uncertain future and help you determine the amount of savings you need in order to live the life you dreamed. Whether you are dreaming of a retirement that would take you around the world or one that keeps you close to your grandchildren, planning sooner than later for all your financial goals will help make those dreams a reality!

Mark Chew | Financial Advisor
Direct 949.955.7581
mark.e.chew@mssb.com

Here are some other links to help get the ball rolling.

CNNMoney has an outstanding overview of basic personal finance topics called Money 101. Each of the 23 topics includes several pages of information, and many of the subjects include an interactive calculator or tool.

The Federal government also has a website called MyMoney.gov, which is dedicated to teaching all Americans the basics about financial education.

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What Does Your Health Mean To You?

July 20, 2010

Kim Best-Torres Anaheim, Anaheim Hills, Business, Community, Corona, Irvine, Life, Networking, North OC, Orange, Orange County, Placentia, Riverside County, Santa Ana, Southern California, Tustin, Villa Park, Yorba Linda , , , , , , , , , , , , , , , , , Leave a comment

Rack ‘em and crack ‘em is something that should involve a game at a pub like pool or beer pong not your Chiropractor’s motto. I used to work for a chiropractor many years ago and it was my job to talk the clients into ongoing extreme payment plans. I eventually left that office because I felt as if those doctors were all about the money and not so much for the real health of their patients.

So, because of my past experience I was skeptical when first meeting Dr. Heather and Dr. Mark until I spent some time talking with them. If you are looking for the real deal someone who is a life enthusiast and a whole body health advocate then look no further and let me introduce you to my professionals of the week, Dr.’s Mark & Heather Hamilton of Hamilton Chiropractic in Orange, CA where they are more than just Chiropractor’s they really CARE!

I heard Dr. Heather speak last week and I can’t tell you how informative, inspiring and entertaining she was to listen to. Having worked in a Chiropractic office for a several years I thought I knew what she was going to say but I was wrong. Dr. Heather’s biggest message was to teach everyone to be their own health advocate, taking an active role in their own health care. Did you know that there is an endless list of health problems that Chiropractic can help that stem from the dysfunction of your spinal joints and nervous system, it’s not just for your back!

I read a really awesome statement from a Medical Doctor that knows the value of Chiropractic care. Specifically, he maintains that mainstream medicine is well-suited to crisis intervention, whereas alternative medicine is best utilized for prevention and health maintenance.

The body has an innate ability to fight germs and infections and heal itself. Western doctors are frozen in a disease-oriented mode, concentrating on curing disease with drugs and surgery rather than on prevention and stimulating the body’s natural healing power. Most drugs just prevent the disease from expressing itself symptomatically. Symptoms disappear but the disease actually gets progressively worse. – Andrew Weil, M.D.

So, I ask you what does your health mean to you? Do you take your health for granted? Are you ready to be proactive with your health? Because you are worth it. I invite you to take the time to come and hear Dr. Heather speak…. I promise that you will leave there feeling like you just walked out of a Tony Robbins seminar wanting to make lasting changes for your health!

Hamilton Chiropractic
2808 E Katella Ave
Orange, CA 92867
714-733-7064

You Can Help O.C. Stop The Cycle of Child Abuse

June 23, 2010

Kim Best-Torres Business, Community, Life, Orange County, Southern California , , , , , , , , , , , , , , , , , , , , , , , Leave a comment

I know talk a lot about The Eli Home that’s because it is an organization I am passionate about but this post is different because I am not promoting a fun time at a fundraiser this is a very important plea. They are losing their biggest donor who supplies almost all the new items at their thrift store located in Anaheim, CA (off the 91 Freeway and East St). Their Thrift Store is their biggest money-maker, it’s what keeps the shelters operating. They call it the unthrift store because they were able to supply the community with a majority of new items, anything from kitchen items, computer accessories, bedding, furniture to formal dresses. The items from their donors also go directly to the shelter homes, The Eli Home motto is they give the best to those that need it the most.

They have 3 shelter homes in Anaheim which house the mothers and children they take in. The Eli Home is the only shelter home in Orange County that keeps the children with their mothers. They exist to meet the physical, emotional, educational, and spiritual needs of abused children and their mothers. They focus their efforts on advocacy, prevention, treatment, and community outreach.

You may think to yourself they are just a shelter in Anaheim that has nothing to do with me or my life but you need to realize that The Eli Home has a very important role in Orange County. Do you know how child abuse effects the community?? If not please click on the link to familiarize yourself with the statistics showing the outcome and consequences of untreated child abuse. If these children don’t get the help they need they will repeat the cycle of violence, crime and substance abuse in our community. http://www.childhelp.org/pages/statistics/#gen-stats

The Eli Home’s mission is to welcome, shelter, comfort, heal, encourage and strengthen victims of child abuse and neglect, and to prepare them to reenter the community to lead stable, non-violent lives, free from fear and intimidation – To Break the Cycle of Child Abuse.

So, do you know any store owners, store managers or local manufactures if so maybe you can ask what they do with outdated, irregular or slightly damaged merchandise that they can’t keep on their store floor or didn’t sell? They are also still accepting in-kind and cash donations as well as looking to be introduced to foundations.

Can you please forward this to all your friends and family you never know who someone else knows, right?

THANK YOU SO MUCH FOR YOUR TIME AND CONSIDERATION.

Please contact me or Tami Galloway at The Eli Home www.elihome.org if you want to help make a difference in a child’s life and our community.

It’s my 35th birthday today and so here is a personal post about my lessons learned.

June 9, 2010

Kim Best-Torres Life , , , , , , Leave a comment

People have been asking me all morning so how does it feel to be 35? I don’t really know how to answer that I guess this is supposed to be a landmark birthday. I am definitely grateful to God for another day. My original goal was to be done with treatment before my birthday but reports came back that I need a few more cycles. I guess you can’t always have your cake and eat it too.

Sometimes thinking about your life and sorting out what you have learned is just as important as tackling a new venture.

1. Your health is your life.
2. Marry your best friend.
3. Take lots of pictures. Someday you’ll be really glad you did.
4. Laughing, crying, happiness and anger… All are a vital. All make us human.
5. Your actions now create memories you will reminisce and talk about in your senior years.
6. Greed will bury even the lucky eventually.
7. Bad things do happen to good people.
8. Time heals all wounds… regardless of how you feel right now.
9. Most of the time what you are looking for is right in front of you.
10. Kindness and hard work will take you further than intelligence.
11. People deserve a second chance, but not a third.
12. Money makes life easier only when the money is yours free and clear.
13. Carelessness is the root of failure
14. Stepping outside of your comfort zone will put things into perspective from an angle you can’t grasp now.
15. Motivation comes in short bursts. Act while it’s hot.
16. Taking ownership of failure builds the foundation for success.
17. If you’re smiling right now, you’re doing something right.
18. It’s not so much what you say that counts, it’s how you make people feel.
19. The biggest mistake you can make is doing nothing because you’re scared to make a mistake.
20. No matter how it turns out, it always ends up just the way it should be. Either you succeed or you learn something. Win-Win.
21. Freedom is the greatest gift. Self-sufficiency is the greatest freedom.
22. If you catch yourself working hard and loving every minute of it, don’t stop. You’re on to something big. Because hard work isn’t hard when you concentrate on your passions.
23. It’s not about getting a chance it’s about taking a chance. You’ll rarely be 100% sure it will work. But you can always be 100% sure doing nothing won’t work. You just have to go for it!
24. Complaining is like slapping yourself for slapping yourself. It doesn’t solve the problem, it just hurts you more.
25. May your words be sweet and tender for you may have to eat them.
26. You can press forward long after you feel you can’t. It’s just a matter of wanting it bad enough.
27. There’s a big difference between knowing and doing. Knowledge is basically useless without action.
28. In work and business, when they need you more than you need them, you have succeeded.
29. Everything that happens in life is either good or bad. It just depends on your perspective.
30. We are all weird. And life is weird. So when we find someone whose weirdness is compatible with ours, we call it love.
31. You can’t change who you are. You can only change what you know and how you apply this knowledge.
32. It is okay to be angry. It is never okay to be cruel.
33. Even when you feel like you have nothing, someone else likely has far less. Find them and help them. You’ll see why.
34. Having a thousand credentials on the wall will not make you a decent human being. But genuinely helping one person everyday will.
35. Remember, change happens for a reason. Roll with it. It won’t be easy, but it will be worth it.

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